Privacy Policy

General
This Privacy Policy is intended to provide you with information as to: (i) the type of information that is collected on this website (the “Site”), (ii) how collected information is used and with whom it is shared; (ii) how we intend to protect the information; and (iii) how you can access, modify and/or delete such information. By using this Site you signify your agreement to the Privacy Policy described herein. If you do not agree with this Privacy Policy, please do not use this Site.

Information Collected
We may collect information about you when you visit and interact with this Site. Some of this information may be automatically collected, and some is collected when you interact with the Site. The type of information that may be automatically collected may include the date and time of access of the Site, the Internet protocol address of the computer that you are using, the domain and host from which you access the Internet, your browser software and operating system, and the specific activities you are engaged in while visiting the Site. Information from which you can be personally identified may also be collected by us at the Site, including your name, postal address, email address, telephone number, and credit card number (referred to as “Personal Information”) and/or any other identifier that permits the physical or online contacting of you in connection with your use of any of the services offered on this Site. In all such cases we will collect Personal Information from you only if you voluntarily submit such information to us.

Disclosure of Information
Except as otherwise provided in this policy, we reasonably attempt to ensure that we never intentionally disclose any Personal Information about you as an individual user to any third party without having received your permission except as provided for herein or otherwise as permitted or required under law. We have the following exceptions to this policy: We will release specific information about you or your account to comply with any valid legal inquiry or process such as a search warrant, subpoena, statute or court order. We will also release specific information in special cases, such as if there is an attempted breach of the security of the Site or a physical or property threat to you or others. We may also transfer user information, including Personal Information, in connection with a corporate merger, consolidation, the sale of related assets or corporate division or other fundamental corporate change. We may provide access to your Personal Information to our contractors who are performing services for us in connection with our Site or the services that you have requested. Further, the information you enter when making a purchase will be shared with payment processors, financial gateways and your credit card company to authorize credit card payments. Such information may also be shared with necessary third parties solely for the purpose of carrying out the transactions. Aggregated, non-personally identifying information may be shared with third parties for different purposes, such as improving our services and products and developing new ones. In addition aggregated and non-identifying information about users of our Site may be shared with advertisers that display online advertisements on our Site.

Security
We maintain reasonable standards of confidentiality and security for this Site and for the Personal Information collected from this Site. The Personal Information you provide is secured using industry standard e-commerce security technology. However, it is possible that someone may intercept or access communications, transmissions and/or Personal Information. You must also seek to protect against unauthorized access to any information that you use in connection with this Site, and you should remember to close the browser once you have completed your activities on the Site or if you have decided to step away from your computer. In the event that we determine that there has been a security breach resulting the unauthorized disclosure of Personal Information to a third party, we will notify users whose Personal Information has been so disclosed by posting such information on the Site and, if email contact is possible, we will send an email advising of the status.

Cookies
We may use “cookies” and/or other technologies or files (collectively, “cookies”) to identify how visitors make use of this Site. This aggregate tracking information may be used to help us improve and enhance the website experience for all of our visitors. If you would prefer not to have such cookies stored on your computer, you may modify your browser settings to reject most cookies, or manually remove cookies that have been placed on your computer. However, by so rejecting the cookies, you may be unable to fully access the offerings on this Site.

Opt In or Opt Out
You may choose to receive information and materials from us as well as from third party associates and partners. If you choose to receive information from us or others, you can change your mind later. If, at any time, you would like to stop receiving such information or opt out of a feature, you may notify us here. You should be aware, however, that it is not always possible to completely remove or modify information in our databases and servers, although we will always make reasonable efforts to do so upon your request, and we are unable to have your information removed from the records of any third party who has been provided with your information in accordance with this policy.

Questions About Our Privacy Policy
If you have any questions about this Privacy Policy or the practices described above, you may contact us through the contact information provided on this Site.

Revisions and Modifications to our Privacy Policy
We reserve the right to revise, amend, or modify this Privacy Policy at any time. When changing the policy, we will update this posting accordingly. Please review this Privacy Policy often so that you will remain abreast of our current policies.

Governing Law and Jurisdiction
This Privacy Policy will be governed and interpreted pursuant to the laws of Canada. You expressly agree that the exclusive jurisdiction for any claim or action arising out of or relating to this Privacy Policy shall be to the competent courts in Prince Edward Island, Canada, to the exclusion of any other jurisdiction.

TERMS OF USE
PLEASE CAREFULLY READ THESE TERMS OF USE BEFORE USING THIS WEB SITE, AS THEY AFFECT YOUR LEGAL RIGHTS AND OBLIGATIONS.

Your Acceptance
By using this site (the “Site”) or downloading materials from this Site, you agree to abide by the terms and conditions set forth in this notice. If you do not agree to abide by these terms and conditions, please do not use the site or download materials from this Site.

Proprietary Rights and Rights of Use
The contents of this Site, as well as any materials you may receive through this Site (such as e-books, newsletters, etc) are © Copyrighted 2018-2019 Settlements Inc. All Rights Reserved, and are the sole property of Settlements Inc.. The past, present and future Site content, including, without limitation, the organization, graphics, text, images, audio, videos, designs, compilations, advertising copy, and the trademarks, logos, domain names, trade names, service marks and trade identities, and all other materials related to the Site, including without limitation, the “look and feel” of the Site are protected by applicable proprietary (including, but not limited to, intellectual property) rights and are the sole property of Settlements Inc.. This Site is provided solely for non-commercial, personal use, and you may not use this Site or any materials you may receive through this Site for any other purpose without the express prior written consent of Settlements Inc.. You may print and/or download extracts from this Site, but only if it is for personal, non-commercial use, and you may not lease, commercially distribute or make any public use or display of any of the materials on this Site or that you may receive through this Site.

Responsibility
The statements, testimonials, and examples on this Site are not intended to represent or guarantee that anyone will achieve the same or similar results. Individual results depend on various factors, such as dedication, effort, personal background, motivation, etc, and only you, and not Settlements Inc., are responsible for any results achieved or not achieved through use of any of the contents or services of this Site. In these respects, no reliance must be placed on any information provided in this Site for any purpose, and Settlements Inc. disclaims all liability for any such reliance.

Third Parties
This site may contain specific links that lead to other websites operated by third parties over which Settlements Inc. has no control. These links are provided for your convenience only and do not imply any endorsement of the material on such websites. Settlements Inc. may not have knowledge of, and is neither responsible nor liable for their contents. Your correspondence and business with third parties found on or through this Site are between you and the third party aforementioned. Settlements Inc. will not be responsible or liable for any loss or damage of any sort related to such activities.

Linking to this Site
Any web site that links to this Site: (a) must not frame or create a browser or border environment around any of the contents of this Site; (b) may link to, but not replicate, the contents of this Site; (c) must not imply that Settlements Inc. or the Site are endorsing or sponsoring it or its products, unless Settlements Inc. has given her prior written consent. By linking to any of the Site, you agree that you do and will continue to comply with the above linking requirements. Notwithstanding anything to the contrary contained in these Terms of Use, we reserve the right to deny permission to link to the Site for any reason in our sole and absolute discretion.

Pricing and Payment
The information and prices in this Site are provided as a service to our users. Efforts have been made to ensure that all prices, terms and conditions are complete and accurate at the time of publication. However, prices, terms and conditions may change from time to time. The updated details will be confirmed when you place an order. This Site may use third party payment services for enabling payment for the Site’s goods and services, such as PayPal and other similar services. Settlements Inc. is not responsible for any damage or liabilities that may result to you from the use of any such payment service, and you hereby agree that any claim you may have in connection with such service will be made by you solely and directly with such service.

Information Provided by You
You hereby grant to Settlements Inc. a royalty-free, perpetual, irrevocable, worldwide, non-exclusive right and license to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, perform, and display all content, remarks, suggestions, ideas, graphics, or other information uploaded or submitted by you to this Site. You may not post to this Site any material that you do not have the right to post, including proprietary material of any third party. Any material or information provided by you to or through this Site should not in any case be harmful, illegal, false, commercial or inappropriate in any matter. This prohibition includes, without limitation: illegal acts or solicitations, information infringing intellectual property rights, vulgar and/or pornographic information, threatening or offensive information, advertisements and commercial offers etc. Settlements Inc. reserves the right, but is not obligated, to post, delete, move or edit your uploads, in whole or in part, submitted by you to the Site, for any reason in her sole discretion, including for being information of the kind described above. Settlements Inc. reserves the right to suspend or terminate your access to the Site and pursue all legal remedies if it is believed that your uploaded information infringes another’s copyright or otherwise violates any law, rule or regulation.

Warranty Disclaimer and Limitation of Liability
Settlements Inc. EXPRESSLY DISCLAIMS ANY AND ALL WARRANTIES, REPRESENTATIONS OR UNDERTAKINGS EXPRESS OR IMPLIED REGARDING THE CONTENTS OF THIS SITE, INCLUDING WITHOUT LIMITATION THAT THE CONTENTS PROVIDED ARE COMPLETE OR ERROR FREE OR FIT FOR A PARTICULAR PURPOSE. ALL MATERIALS, INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES INCLUDED IN OR AVAILABLE THROUGH THIS SITE ARE PROVIDED “AS IS” AND “AS AVAILABLE” FOR YOUR USE. IF IN ANY CASE YOU FIND THE CONTENT OF THE SITE NOT TO YOUR SATISFACTION, YOU MAY DISCONTINUE USE OF THIS SITE AS YOUR SOLE AND EXCLUSIVE REMEDY. Settlements Inc. WILL NOT BE LIABLE FOR ANY INCIDENTAL, DIRECT, INDIRECT, CONSEQUENTIAL, OR OTHER DAMAGES, INCLUDING LOSS OF REVENUE OR INCOME, PAIN AND SUFFERING, EMOTIONAL DISTRESS, OR SIMILAR DAMAGES RELATED TO OR ARISING FROM THIS SITE OR ANY OF THE CONTENTS OR SERVICES OFFERED ON THIS SITE, OR YOUR USE OR INABILITY TO USE THIS SITE, EVEN IF SETTLEMENTS INC. HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. IN NO EVENT WILL THE COLLECTIVE LIABILITY OF Settlements Inc. TO ANY PARTY (REGARDLESS OF THE FORM OF ACTION, WHETHER IN CONTRACT, TORT, OR OTHERWISE) EXCEED THE GREATER OF $100 OR THE AMOUNT YOU HAVE PAID TO Settlements Inc. FOR THE APPLICABLE CONTENT, PRODUCT OR SERVICE OUT OF WHICH LIABILITY AROSE.

Applicable law and Jurisdiction
These Terms of Use will be governed and interpreted pursuant to the laws of Prince Edward Island, Canada. You expressly agree that the exclusive jurisdiction for any claim or action arising out of or relating to these Terms of Use shall be to the competent courts in Prince Edward Island, Canada, to the exclusion of any other jurisdiction.

Revisions and Modifications to these Terms of Use
We reserve the right to revise, amend, or modify these Terms of Use at any time. When changing the policy, we will update this posting accordingly. Please review these Terms of Use often so that you will remain abreast of our current policies.

Questions About these Terms of Use
If you have any questions about these Terms of Use, you may contact us through the contact information provided on this Site.